Should New Orleans Allow Undocumented Immigrants to Get City-issued ID Cards?
The Times-Picayune - December 16, 2014, by Robert McClendon - One of the centerpieces of New Orleans Councilwoman...
The Times-Picayune - December 16, 2014, by Robert McClendon - One of the centerpieces of New Orleans Councilwoman LaToya Cantrell's pro-immigrant policy package is a proposed municipal identification card program.
Let us know what you think of the idea by taking the poll below and sharing your views in the comment section.
ID cards are used in so many bureaucratic and commercial interactions that they are easy to take for granted. They are often required during interactions with police, when registering children for school and when opening open bank accounts.
Undocumented immigrants, however, are frequently unable to obtain what has become the most common form of government issued identification: the drivers license.
Louisiana, like many states, has strict eligibility rules for drivers licenses, requiring applicants to prove that they are either American citizens or in the country legally.
Without a state-issued ID, undocumented immigrants are frequently unable to accomplish basic tasks, according to advocacy groups. And, with Congress seemingly hopelessly deadlocked on a reform that would normalize the status of immigrants in the country illegally, that situation is unlikely to change any time soon.
Thus, groups like the center for popular democracy, a left-wing advocacy group, are pushing for cities to take matters into their own hands by creating municipal identification cards that do not require applicants to prove they are in the country legally.
The idea is still relatively new. The first community thought to have created a city-ID program is New Haven, Connecticut, which launched its program in 2007. It's unclear how many cities nationwide have followed suit.
A white paper issued by the Center for Popular Democracy says that other cities with local ID programs include: San Francisco; New York; Richmond, California; Oakland, California; Los Angeles; Washington DC and several municipalities in New Jersey.
Critics of such programs say they undermine security by making it easier to obtain government identification and some have said it will make it easier for non-citizens to vote.
Anti-immigrant hardliners have said they like the strict state laws in place precisely because they make life more difficult for immigrants. The harder life is for immigrants, the more likely they are to "self deport," the activists say.
A city-issued ID program is among many policy changes that Cantrell says she will propose in a non-binding resolution early next year.
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Report: Lack of oversight leads to fraud, abuse in charter school operations
Arkansas Times - May 6, 2014, by Max Brantley - Don't look for Bill Moyers to be getting any grants from the Walton...
Arkansas Times - May 6, 2014, by Max Brantley - Don't look for Bill Moyers to be getting any grants from the Walton Family Foundation. His website reports on a new study about harm to taxpayers and school children from poor oversight of charter schools.
Charter school operators want to have it both ways. When they’re answering critics of school privatization, they say charter schools are public — they use public funds and provide students with a tuition-free education. But when it comes to transparency, they insist they have the same rights to privacy as any other private enterprise.
But a report released Monday by Integrity in Education and the Center for Popular Democracy — two groups that oppose school privatization – presents evidence that inadequate oversight of the charter school industry hurts both kids and taxpayers.
Sabrina Joy Stevens, executive director of Integrity in Education, told BillMoyers.com, “Our report shows that over $100 million has been lost to fraud and abuse in the charter industry, because there is virtually no proactive oversight system in place to thwart unscrupulous or incompetent charter operators before they cheat the public.” The actual amount of fraud and abuse the report uncovered totaled $136 million, and that was just in the 15 states they studied.
Here's the full report. Arkansas is not among the states studied. It had a cap on open enrollment charters for years, unlike some states where proliferation of the schools has led to shady operators, poor education and self-enrichment.
But a bit of the rubber meets the road this week in Arkansas. A Texas charter school operator,Responsive Education Solutions, is going to ask this week for permission to move its proposed Quest charter school into a building on Hardin Road in west Little Rock that neighbors says isn't suitable for the school because of traffic. Responsive Ed has a hand in seven charter schools in Arkansas. It has been faulted in a national study for quality of its work with poor kids and a Slate investigation pointed up shoddy curriculum in science (creationism) and history (fractured facts). In Little Rock, it has not been honest with regulators. It won approval for a school on Rahling Road in far western Little Rock while it was negotiating for a school site closer in, near existing Little Rock and charter schools. Then, it said it wouldn't complete the purchase on the alternative site until it had approval from state and city officials. Records show the sale has closed, though neither the city nor state has formally approved use of the property for a school. How tough is Arkansas oversight? We shall see.
A measure of the looseness of regulation in Arkansas is the decision by top regulator Diane Zook,a member of the state Board of Education, to declare she has no conflict of interest in voting (FOR) on all Quest proposals even though her nephew, Gary Newton, is a lead organizer for the school and she has supported its establishment from early in the organizing process. Newton is financed in several pro-charter-school organizations by money from the Walton Family Foundation. I wonder if lawyer Chris Heller's aunt was on the state Board of Education if anyone would object to that Board member voting on a case, like Quest, where Heller was objecting to the charter on behalf of his employer, the Little Rock School District. I'd make a small wager that Gary Newton would.
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States May Copy California’s Law to Give Employees Right to File Class Actions
States May Copy California’s Law to Give Employees Right to File Class Actions
This week, the U.S. Supreme Court is considering whether employees have the right to bring class actions against their...
This week, the U.S. Supreme Court is considering whether employees have the right to bring class actions against their bosses. With the court’s Republican majority restored this year by President Donald Trump, labor advocates aren’t holding their breath.
Instead, they’re pursuing a work-around pioneered on the West Coast. A decade-old California law allows people to act as “private attorneys general,” bringing cases against companies on behalf of the government. Activists are urging other states and cities to follow suit.
Read the full article here.
Why the Federal Reserve is due for a radical reinvention
Why the Federal Reserve is due for a radical reinvention
The Federal Reserve is a hot topic in the news these days. Usually, the stories revolve around the merits of its...
The Federal Reserve is a hot topic in the news these days. Usually, the stories revolve around the merits of its decisions: Was quantitative easing a good idea? Should it raise interest rates again in April? But Andrew Levin, a Dartmouth economist and former aide to Federal Reserve Chair Janet Yellen, thinks our questions need to go much deeper.
On Monday, Levin and the activist campaign Fed Up proposed four major reforms that would radically alter the structure of the Federal Reserve. The reason they cite is compellingly simple: How the Fed works is basically out of whack with what it does today.
The Federal Reserve began around a century ago as a decentralized and private institution aimed at avoiding financial panics and making sure the interactions between the nation's for-profit banks remained stable. Since then, it's basically become a kind of government agency, with a fundamental role in shaping the American economy and the supply of wages and jobs for everyday workers. But the design and governance of the Fed has not kept up with that shift in responsibilities.
To understand why, let's start at the very beginning. Western economies began creating central banks several centuries ago as modern capitalism was first coming into focus, to serve as a "lender of last resort." Private banks could go and borrow from the central bank when times were tight — even if was just for a few days — and that would quell potential financial panics and bank runs. As a result, central banks were generally created by government charters, but as private corporations whose shares were owned by the banks that borrowed from them. "When the Bank of England and some other major central banks were founded, they were viewed as mostly providing services to commercial banks," as Levin explained to The Week.
America's Federal Reserve was created in 1913 under very similar circumstances. A potential financial crisis in 1907 was averted only when J.P. Morgan stepped in to backstop the country's private banks with his own personal fortune. No one wanted a repeat of that, so the Fed was created. It's actually a system of 12 regions, each overseen by a Fed branch bank — there's one in Dallas, in Richmond, in New York City, and so forth — with the private banks owning the shares of whatever Fed bank oversees their region.
More importantly, each regional Fed bank is run by a board of nine directors, six of whom are appointed by the private banking industry. The other three are appointed by the Federal Reserve system's national Board of Governors — a seven-member group appointed by the U.S. president and confirmed by the Senate. Together, the directors appoint a president to run their particular regional bank, rather like a CEO and a corporate board: They set the president's salary, review his or her performance, etc. All nine used to do that, but Dodd-Frank reformed the system in 2010 so that three of the six governors appointed by the private banks no longer play a role in selecting the president.
Over the course of the 20th Century, various developments like the end of the gold standard and the creation of federal deposit insurance diluted the importance of the regional banks as lenders of last resort. At the same time, however, the regional banks found themselves owning large amounts of financial instruments as a result of serving that role. So they created a joint national group to manage all those holdings called the Federal Open Market Committee (FOMC), and over time it grew in importance. Its decisions are determined by 12 votes: the seven members of the Board of Governors, plus five of the 12 regional presidents. (The 12 presidents rotate through the voting positions, while the other seven sit in on the FOMC but don't vote.)
Today, when we talk about the Fed setting interest rates or meeting to decide monetary policy — which in turn decides the rate of wage growth and the supply of jobs throughout the entire national economy — we're talking about the FOMC. "For all practical purposes, the Federal Reserve today is a public enterprise," Levin said. "It's serving the public. It's making nationally critical decisions."
The problem is the Federal Reserve system was originally conceived of and designed as an add-on to the private banking industry, and that design has remained even as the nature and responsibilities of the Fed have change enormously: "This whole rationale that made perfect sense in 1913 doesn't make sense anymore," Levin said. The result is an institution that, while of enormous import to the public good, is incredibly complex, opaque, and governed with comparatively little input from everyday Americans.
"The Fed, in order to be effective, has to have the confidence of the public," Levin said. But allowing the banks to hold such enormous sway over the decision-making of the institution tasked with both setting national interest rates and regulating the financial system undermines that confidence. Economist Dean Baker analogized it to "reserving seats on the Federal Communications Commission’s board for the cable television industry." Levin himself likened it to allowing criminal attorneys or defense lawyers to select the director of the FBI and set his or her salary and performance review.
So Levin has put forward four major reforms. They're broad, and the details for how they could play out are negotiable, but they're aimed at starting a conversation around the topic.
One is to eliminate private ownership of shares in the Federal Reserve system and make it fully public, but more importantly to completely reform how the nine directors of each regional bank are appointed. This could involve reducing the number of directors, but mostly it would involve selecting them all via the same process, one that brings in all aspects of the community — small businesses, community groups, unions, non-profits, etc. In particular, directors should not come from institutions — i.e. private banks and financial entities — that the Fed system is tasked with overseeing.
The next step would be to make the process by which the nine directors for each region select their president public and transparent. As Ady Barkan, the campaign director for Fed Up, pointed out in a press call, when all 12 regional president slots were up for replacement in February, all 12 were quietly and opaquely re-appointed — even after the Fed Up campaign pressed Fed officials to lay out a system by which the public could participate. The ones for Dallas, Minneapolis, and Philadelphia were all previously associated with Goldman Sachs. St. Louis Federal Reserve President James Bullard once told Barkan that, "To call the reappointment process pro forma would be an understatement."
Third would be to set term limits for Fed officials. Make them long enough to insulate those officials from political pressure. But don't allow them to serve multiple terms one after the other as they can now.
And finally, apply the same transparency standards to the Fed that are applied to other government agencies: Allow the Government Accountability Office to publish an annual review of all the Fed's operations and policies, and make sure both the Fed's Inspector General and the Freedom of Information Act apply to the 12 regional banks as well as the national Board of Governors.
"What I've proposed is something that seems incremental, workable, and helpful," Levin concluded. And despite arguments over whether the Fed is making the right choices in the here and now about things like interest rates, Levin's goal is much bigger: to make the Fed a healthy functioning member of our democracy long after the current economic situation — and whatever particular monetary policy stance it calls for — has passed.
"These reforms are to improve governance, accountability and transparency," Levin said. "We live in a democracy — and the government is supposed to serve the public."
By Jeff Spross
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New Layers of Dirt on Charter Schools
New Layers of Dirt on Charter Schools
The commentary you find at BuzzFlash and Truthout can only be published because of readers like you. Click here to join...
The commentary you find at BuzzFlash and Truthout can only be published because of readers like you. Click here to join the thousands of people who have donated so far.
An earlier review identified the "Three Big Sins of Charter Schools": fraud, a lack of transparency, and the exclusion of unwanted students. The evidence against charters continues to grow. Yet except for its reporting on a few egregious examples of charter malfeasance and failure, the mainstream media continues to echo the sentiments of privatization-loving billionaires who believe their wealth somehow equates to educational wisdom.
The Wall Street Journal, in its misinformed way, says that the turnaround of public schools requires "increasing options for parents, from magnet to charter schools." Wrong. As the NAACP affirms, our nation needs "free, high-quality, fully and equitably-funded public education for all children." For all children, not just a select few.
The NAACP has called for a moratorium on charter schools. And Diane Ravitch makes a crucial point: "Would [corporate reformers] still be able to call themselves leaders of the civil rights issue of our time if the NAACP disagreed with their aggressive efforts to privatize public schools?"
Here are the four big sins of charter schools, updated by a surge of new evidence:
1. Starve the Beast
Corporate-controlled spokesgroups ALEC, US Chamber of Commerce, and Americans for Prosperity are drooling over school privatization and automated classrooms, with a formula described by The Nation: "Use standardized tests to declare dozens of poor schools 'persistently failing'; put these under the control of a special unelected authority; and then have that authority replace the public schools with charters." But as aptly expressed by Jeff Bryant, "As a public school loses a percentage of its students to charters, the school can’t simply cut fixed costs for things like transportation and physical plant proportionally...So instead, the school cuts a program or support service."
It's an insidious and ongoing process, aided and abetted by business-friendly mainstream media outlets, to convince Americans that "every family for itself" is better than the mutual support and cooperation of a public school system.
2. Cream and Segregate and Discard
Urban charter schools primarily enroll low-income minority students. That seems admirable upon first reflection, but selective admissions of the best students from ANY community will make an individual school look good, leading to the belief that the concept will work on a larger scale. Success is much harder to achieve if a school accommodates special needs and English-learner students.
Numerous sources reveal the high degree of segregation in charter schools -- white or black, and by income and special need.
As expressed in the report "Failing the Test," "School choice is just that — except that charter schools are doing the choosing instead of communities."
It gets worse. Prominent New York charter network Success Academy has been accused of "counseling out" students who are low-performing or disruptive or otherwise difficult to teach. Even worse are charters that shut down, stranding hundreds of students, while their business operators can just move on to their next project. Nearly 2,500 charter schools closed their doors from 2001 to 2013, leaving over a quarter of a million kids temporarily without a school.
3. Scream 'Public' to Get Tax Money, Plead 'Private' to Hide Salary Data
Charter schools are increasingly run by private companies, or by private trusts. The National Labor Relations Board affirms that charters are private, not public.
As private entities, they are unregulated and lacking in transparency, and, as concluded by the Center for Media and Democracy, they have become a "black hole" into which the federal government has dumped an outrageous $3.7 billion over two decades with little accountability to the public.
4. Engage in "Fraud, Waste, Abuse, and Mismanagement"
That's how the Center for Popular Democracy describes charter performance in 2015, during which the schools wasted an estimated $1.4 billion of taxpayer money. The fraud is far-reaching, with examples from around the country:
The Department of Education audited 33 charter schools and concluded: "We determined that charter school relationships with CMOs (charter management organizations) posed a significant risk to Department program objectives."
In California, charter performance is so poor that even the National Association of Charter Authorizers is calling on the state to better control the authorization of such schools. At present, there are almost no restrictions on opening a charter school, and existing schools are restrictive in their enrollment policies.
Because of charters, Michigan cities have lost nearly half (46.5%) of their revenue over the past 10 years. Detroit, which is surpassed only by New Orleans in the number of charter students, half of the charter schools perform only as well as, or worse than, traditional public schools. A federal study found an "unreasonably high" number of charters among the lowest-rated public schools in the state.
In Louisiana, according to the Center for Popular Democracy, "charter schools have experienced millions in known losses from fraud and financial mismanagement so far, which is likely just the tip of the iceberg."
According to PR Watch, Florida "has one of the worst records in the nation when it comes to fraud and lack of charter school oversight." Texas has an unknown number of charters housed in churches. Nine charters in Washington remain open despite being declared unconstitutional by the state's Supreme Court.
Ohio might be worst of all. Since the 2006-07 school year, 37 percent of the state's charter schools receiving federal grants have either closed or never opened. An Ohio newspaper reported, "No sector – not local governments, school districts, court systems, public universities or hospitals – misspends tax dollars like charter schools in Ohio."
The Big Picture
Despite student selection advantages, charter schools generally perform no better than public schools, according to the most recent CREDO study and as summarized by the nonpartisan Spencer Foundation and Public Agenda: "There is very little evidence that charter and traditional public schools differ meaningfully in their average impact on students' standardized test performance." As for technology-based schools, the National Alliance for Public Charter Schools admits that "The well-documented, disturbingly low performance by too many full-time virtual charter public schools should serve as a call to action to state leaders and authorizers across the country."
Charter schools have turned our children into the products of businesspeople. Americans need to know how important it is to get the profit motive out of education, and to provide ALL our children the same educational opportunities.
By Paul Buchheit
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LA Joins NYC, Chicago in Push to Naturalize Permanent Residents
89.3 KPCC - September 17, 2014, by Josie Huang - Mayor Eric Garcetti has joined a new campaign that encourages the...
89.3 KPCC - September 17, 2014, by Josie Huang - Mayor Eric Garcetti has joined a new campaign that encourages the estimated 390,000 legal permanent residents in Los Angeles to become citizens for their own benefit — and the city's.
The “Cities for Citizenship" project, funded by $1.1 billion from corporate partner Citigroup, is also kicking off in New York and Chicago.
In Los Angeles, a quarter-million dollar allocation will go toward introducing financial literacy to citizenship classes at city libraries, said Linda Lopez, chief of the Mayor's Office of Immigrant Affairs. The cost of applying for citizenship — $680 — is prohibitive for many, and Lopez said new curriculum will teach students about saving for the naturalization process, as well as other aspects of their lives.
The new initiative will also help fund citizenship drives at community centers and outreach to employers in sectors with high concentrations of permanent residents, such as hospitality, health care and technology, Lopez said.
Lopez said the city is eager to boost civic engagement among its residents.
"Naturalization really offers the opportunity to participate in local and community affairs either through voting and different advocacy work," Lopez said. Cities also benefit financially when residents naturalize, said Andrew Friedman of the non-profit Center for Popular Democracy which has partnered with the cities.
He said studies have shown that citizens earn 8 to 11 percent more than permanent residents.
"Some of it has to do with more job opportunities, a higher degree of comfort on the part of employers," he said. "Folks are also able to access higher-paying industry jobs than they might as legal permanent residents though they have work authorization.
The center co-authored a report with the University of Southern California and The National Partnership for New Americans that found if half of those eligible sought citizenship, as much as $3 billion could flow to the L.A. economy over 10 years. Financial giant Citigroup said in a statement it wanted to help immigrant families see "direct economic benefits."
Citi's Global Director of Community Development Bob Annibale said: "Citi believes that citizenship is an asset that enables low-income immigrants to gain financial capability, and building a national identity must go hand-in-hand with building a financial identity."
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New York's vote to curb stop-and-frisk is another win for civil rights
The Guardian - June 27, 2013, by Brittny Saunders - New York City Council passed two bills designed to guarantee safety...
The Guardian - June 27, 2013, by Brittny Saunders - New York City Council passed two bills designed to guarantee safety and respect for all New Yorkers. The measures were championed by Communities United for Police Reform, a broad coalition of city groups, and will strengthen the existing ban on police profiling and establish independent oversight of the city's police department.
Today is a new day for New York City. The move reflects a growing alarm over NYPD policies and practices that violate the rights of thousands of New Yorkers and undermine police-community relationships – practices such as the discriminatory use of stop-and-frisk that waste valuable public dollars, while producing no measurable impact on public safety.
Criticism is mounting, not only in the council, but also in federal court, where the legality of these practices is being questioned. Those same questions are echoed in the homes of regular New Yorkers – a majority of whom disapprove of stop-and-frisk and two-thirds of whom support independent oversight of the department. The message is clear: it's time for New York City to turn away from an approach to policing that results in countless rights violations each year, while doing little to reduce crime, according to an analysis by the Center for Constitutional Rights.
The bills passed by city council respond to increasing evidence that in too many cases the department has substituted stereotyping for real police work. A study by the New York Civil Liberties Union found that in 2011, for example, 41.6% of all New Yorkers stopped by the NYPD were black and Latino men between the ages of 14 and 24 years old, despite the fact that that these groups make up a mere 4.7% of the city's population. The department has continued to defend these discriminatory tactics, despite evidence that they do not even succeed on their own terms, failing to take guns off the street or to significantly reduce crime. In more than 99% of all 2011 stops, for example, no gun was retrieved. And in the first three months of 2013, crime dropped, even as stops also tapered, undermining the department's claim that stop-and-frisk is responsible for the city's lowered crime rate.
All of this suggests that the department's continued reliance on discriminatory tactics is not about what it takes to actually keep all New Yorkers (and those visiting the city) safe. Instead, it is about what it takes to convince some in New York City's whiter, wealthier communities that the administration and the department are serious about public safety.
For too long, too many city leaders have accepted discriminatory policing tactics on the assumption that the costs borne by the New Yorkers who are targeted are outweighed by the benefits enjoyed by communities that are not singled out for unlawful and abusive treatment. But the truth is the NYPD's discriminatory policies and practices have indirect negative impacts on all who live in the city, including its white residents. They allow the NYPD to substitute crude and ineffective strategies – like stopping New Yorkers on the basis of their race, ethnicity, religion, sexual orientation or gender expression – for the sophisticated police work one might expect from the nation's largest local law enforcement agency. In the process, they position NYPD officers as adversaries instead of allies of many of the communities they are charged with protecting, reducing willingness to report crime and making all New Yorkers less safe.
It is becoming increasingly apparent, then, that the costs of massive spending on ineffective policing strategies extend beyond those borne by the individuals who are unlawfully targeted in the streets each day. But the most powerful argument for increased NYPD accountability has nothing to do with financial costs and benefits and everything to do with what we, as New Yorkers, allow to be done in our names. And it is about staying true to the city's own legacy of innovation and the conviction that here – if nowhere else – we can find a way to keep everyone safe without sacrificing anyone's rights.
City Council made an important choice today. They stopped endorsing a set of NYPD policies and practices that are discriminatory, ineffective and wasteful. They chose instead to guarantee safety and respect across the boroughs. The choices that they and other city leaders will make in the coming weeks, months and years as these bills are enacted and implemented will have a lasting impact on New York City and hopefully set a better example for cities across the country.
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Want to combat inequality? Look to the Fed.
Want to combat inequality? Look to the Fed.
Undermining the central bank's responsibility to promote maximum employment would be a mistake....
Undermining the central bank's responsibility to promote maximum employment would be a mistake.
Read the full article here.
Payday lenders must be stopped from preying on the poor: Guest commentary
Payday lenders must be stopped from preying on the poor: Guest commentary
Payday lending has come under attack in recent years for exploiting low-income borrowers and trapping them in a cycle...
Payday lending has come under attack in recent years for exploiting low-income borrowers and trapping them in a cycle of debt. The problem has grown to such an extent that last month, the Consumer Financial Protection Bureau proposed new rules to rein in the most egregious abuses by payday lenders.
Yet payday lenders are not alone in profiting from the struggles of low-income communities with deceptive loans that, all too often, send people into crushing debt. In fact, such targeting has grown common among industries ranging from student loan providers to mortgage lenders.
For decades, redlining denied black people and other communities of color access to mortgages, bank accounts and other important services. Today, black and brown women are similarly being “pinklined” with lending schemes that deny them the opportunity for a better life.
A recent report underlines the toll these practices have taken on women of color. Among other alarming statistics, the report shows that 6 out of 10 payday loan customers are women, that black women were 256 percent more likely than their white male counterparts to receive a subprime loan, and that women of color are stuck paying off student debt for far longer than men. It also shows that aggressive lending practices from payday lending to subprime mortgages have grown dramatically in recent years.
In Los Angeles, debt is a dark cloud looming over the lives of thousands of low-income women all over the city.
Barbara took over the mortgage for her family’s home in South Central Los Angeles in 1988. She had a good job working for Hughes Aircraft until she was injured on the job in 1999 and took an early retirement. To better care for an aging mother living with her, she took out a subprime loan for a bathroom renovation.
The interest rate on the new loan steadily climbed, until she could barely afford to make monthly payments. She took out credit cards just to stay afloat, burying her under an even higher mountain of debt. To survive, she asked her brother to move in, while her son also helped out with the bills.
Numerous studies have shown that borrowers with strong credit — especially black women and Latinas — were steered toward subprime loans even when they could qualify for those with lower rates.
Women of color pay a massive price for such recklessness. The stress of dealing with debt hurts women in a variety of ways.
Alexandra, a former military officer, lost her partner, the father to her daughter, after a protracted struggle with ballooning subprime loan payments. The credit card debt she needed to take out as a result threatened her health, leaving her with hair loss, neck pain and sleep deprivation. She eventually needed to file for bankruptcy to settle the debt.
Women of color are vulnerable to dubious lenders because structural racism and sexism already puts far too many women in economically vulnerable positions. The low-wage workforce is dominated by women, and the gender pay gap is significantly worse for women of color. Many women of color are forced to take out loans just to survive or to try to improve their desperate situations.
Predatory lending practices, and other corporate practices that deny communities opportunities and exploit the most economically vulnerable, have been allowed to proliferate for far too long. The Consumer Financial Protection Bureau began taking action on payday and car title loans last month, but more needs to be done.
Regulators must ensure all lending takes into account the borrower’s ability to repay, and that lenders do not disproportionately target and attempt to profit off of the least protected.
The payday lending rules acted on last month are a step in the right direction but don’t go nearly far enough. We have a lot of work ahead of us to ensure black and Latina women are not exploited by the 21st century version of redlining.
Marbre Stahly-Butts is deputy director of Racial Justice at the Center for Popular Democracy, of which Alliance of Californians for Community Empowerment is an affiliate.
By Marbre Stahly-Butts
Source
ABQ call center workers get more family-friendly workplace rules
More than workers at Albuquerque’s T-Mobile call center began working under new workplace rules this week. The company...
More than workers at Albuquerque’s T-Mobile call center began working under new workplace rules this week. The company has been under increasing pressure to modify work rules to give workers greater flexibility to balance family and work requirements.
The company operates a nationwide call center near Jefferson and Menaul in Albuquerque and recently announced plans to add more employees top the more than 1,500 local workers already employed at the site.
News of the new workplace rules came from the Communications Workers of America which has been leading efforts with local organizations for these changes:
For Immediate Release July 2, 2015
Public Pressure Pushes T-Mobile US to Provide Fairer Paid Parental Leave Policy
WASHINGTON, D.C. – Responding to growing public pressure and local government initiatives, T-Mobile US announced this week that it would be adopt a paid parental leave program. The company also said it would end an oppressive policy that required call center workers to be on the phone 96.5% of their work time, leaving them with virtually no time for follow up on customer issues or to make changes in customers’ accounts as needed.
This is great news for workers who often must struggle to balance family and career. It comes as workers at T-Mobile US and a coalition of community supporters in cities like Albuquerque, N.M., step up efforts to restore a fair workweek and achieve other improvements for workers.
Members of TU, the union of T-Mobile workers, the Communications Workers of America and many organizations, including the Center for Popular Democracy, OLÉ and other coalition partners, have been raising concerns about unfair scheduling and other issues for workers at T-Mobile US and other employers. Workers want a voice in the decisions that affect them in their workplace — not just the ones that the company selectively picks and chooses. That’s why T-Mobile US workers are joining TU.
T-Mobile US’s initial scheduling changes were made just as the Albuquerque City Council was moving forward to consider a proposal to implement paid sick leave and scheduling improvements. The Albuquerque coalition hosted a town hall meeting on irregular scheduling, where Albuquerque City Council members pledged to support their fight for a fair workweek including the right to take sick leave without retaliation.
A recent National Labor Relations Board (NLRB) decision found T-Mobile guilty of engaging in illegal employment policies that prevented workers from even talking to each other about problems on the job. The judge ordered the company to rescind those policies and inform all 46,000 employees about the verdict.
Parental leave is a good first step toward helping workers balance their career and family responsibilities. But workers want real bargaining rights and the right to fairly choose union representation. That’s what T-Mobile must realize.
Source: The New Mexico Political Report
2 days ago
2 days ago